We are YTK. A community of thousands of individuals. Our goal is to improve the working lives of Finns — in an open and independent manner.  

    We believe that when people feel better, the whole working life is better. By taking care of the basics, we give you the courage to choose what is best for yourself. Everything we do aims for a better able, happier person. 

    As a combined member of YTK, in addition to earning security, you will have access to comprehensive working life services, such as the Lakikaveri service, insurances for work and leisure time, an online training library, job search support services, and discounts on everyday expenditure and well-being.

    Look at all the benefits of a combined membership in the YTK!

    • You can be a member of the YTK Association either through a combined membership or a student membership.

      Combined membership means that you are a member of both the YTK unemployment fund and YTK Worklife. As a member of the unemployment fund you will secure earnings-related benefits e.g. in case of unemployment, and as a member of YTK Worklife you can use all the member benefits ranging from legal advice on employment relationships to a leisure time accident insurance.

      As a student you can join YTK Worklife without being a member of the unemployment fund. If you work alongside studies, it pays to choose the combined membership. Only as a member of an unemployment fund you can accumulate the right to earnings-related daily allowance. It is worthwhile to join the unemployment fund if you work at least 18 hours per week. 

    • The membership fee of YTK Worklife is for a calendar year. The membership fee for 2023 is 24 €. The membership fee shall be paid in full, regardless of at what the time of the year you join or resign from YTK Worklife.

      The first membership fee invoice shall be posted straight after the approval of the membership application. In the future the membership fee invoice will be sent in January. When you pay the first invoice, we recommend you to make an e-invoice authorization for YTK Worklife (former YTK Association), and you will then receive the next invoices directly to your online bank.

      An unpaid membership fee will result in termination of the membership, and the insurance cover provided by the work life services will also end. So remember to pay your membership fee on time.

    • The highest power of decision inYTK Worklife is exercised by the Annual Meeting of the Association which elects the Board of Director and Chairman. The Board of Directors elects the Vice Chairman among themselves and appoints a secretary for the Board of Directors.

      Board of Directors of YTK Worklife
      Junno Roine (ordförande)
      Auli Hänninen
      Maija Soininen
      Mervi Airaksinen
      Mikko-Pekka Hanski
      Veera Svahn

      Management of YTK Worklife 
      Ilona Kangas, Customer Relations and Communications Director 
      Maarit Ojala, Customer Manager

      Read more! (in Finnish)


    • Rules of the YTK Association

      Registered on 22 November 2019

      1 § Name and domicile of the association
      The name of the association is YTK-Yhdistys ry (YTK Association) and its domicile is the town of Loimaa.

      2 § Purpose and activities of the association
      The YTK Association is referred to as “Association” in these rules.

      The Association supervises and improves the general and common professional, social, financial and legal interests of its members, and develops their collaboration.

      The Association follows legislation and development of society and presents proposals and initiatives, and issues statements. The Association helps its members by providing advice and benefits in issues related to private and public sector employment, leisure and professional development.

      The Association can guide and advise its members in issues related to the working life through information services and by organising meetings, advisory events, and training. To support its activities the Association can accept donations through last wills and testaments and otherwise, own fixed and movable property necessary for its operations, and implement lotteries and collecting of funds after receiving an appropriate permission. The Association can also give out grants to its members for individual coaching.

      3 § Members
      Any clerical employee or worker who is or joins as a member of General Unemployment Fund YTK, lives in Finland and works in gainful employment, and approves the purpose and rules of the Association can join as a member of the Association. In addition, the Association can accepts as its members students living in Finland. The Association can also have companies and corporations as supporting members.

      The members are accepted on application by the Board of the Association.

      4 § Resigning and dismissal of a member
      A member has the right to resign from the Association by informing the Board of Directors or its chairman thereof in writing or informing about the resignation in a meeting of the Association. A member shall be dismissed from the Association, if he/she has not paid an overdue membership fee or has resigned or been dismissed from the membership of the General Unemployment Fund YTK or otherwise failed to fulfil the obligations to which he/she has committed himself/herself by joining the Association, or has through his/her actions in the Association or outside it caused considerable damage to the Association, or no longer fulfils the conditions of the  membership set in the law or the rules of the Association. The decision on dismissal shall be made by the Board of Directors.

      5 § Membership fee
      The amount of the annual membership fee collected from the members shall be decided on by the annual meeting of the Association. The Association may have different classes of membership fee in accordance with the service concepts offered to the members.

      6 § Board of Directors
      The operations of the Association are run by the Board of Directors which comprises of the chairman and 2–5 other members elected in the annual meeting. The term of the chairman and other members of the Board of Directors is three calendar years. Either zero, one or two other members of Board of Directors shall resign annually. Those to resign shall be first decided by drawing of lots, and later they shall take turns in resigning.

      The Board of Directors shall elect a deputy chairman among themselves and appoint a secretary and other necessary officials either among themselves or from the outside. The Board of Directors shall convene by invitation of the chairman or, if he/she is prevented, the deputy chairman, when they see a reason for it or when so demanded by a minimum of half of the members of the Board of Directors.

      The Board of Directors constitutes a quorum when the chairman or deputy chairman and two other members are present. Votings shall be decided by a single majority. If the votes are divided evenly, the chairman’s vote shall decide, but elections shall be decided by drawing of lots if the votes are divided evenly.

      7 § Signing for the Association
      The Association shall be signed for by the chairman, deputy chairman or secretary of the Board of Directors or another person appointed by the Board of Directors, two persons together.

      8 § Financial year and auditing
      The financial year of the Association is the calendar year.

      The financial statements with required documents and the Board of Directors’ report shall be submitted to the auditors no later than one month before the annual meeting. The auditors shall give their written statement to the Board of Directors no later than two weeks before the annual meeting.

      9 § Meetings of the Association
      The annual meeting of the Association shall be held in March–December on a day set by the Board of Directors.

      An extraordinary meeting shall be held, when so decided by the meeting of the Association or when the Board of Directors considers it necessary or when a minimum of one-tenth (1/10) of the members of the Association entitled to vote demand it in writing from the Board of Directors for a specifically named issue. The meeting shall be held within thirty days from the date on which the demand for holding it was presented to the Board of Directors.

      In the meetings of the Association each member has one vote.

      The decision of a meeting of the Association shall be, unless otherwise stipulated in the rules, the opinion that is supported by more than half of the votes given. If the votes are divided evenly, the vote of the chairman of the meeting shall decide, but elections shall be decided by drawing of lots if the votes are divided evenly.

      10 § Notice of meetings of the Association
      The Board of Directors shall convene the meetings of the Association no later than seven days before the meeting by a notice published in one or more national newspapers.

      To be able to exercise their voting right in the meeting, the members shall notify the Association about their participation in the meeting by the date mentioned in the notice of the meeting.

      11 § Ordinary meetings
      In the annual meeting of the Association, the following matters shall be on the agenda:

      1. opening of the meeting

      2. elect the chairman of the meeting, secretary, two examiners of the minutes and, if needed, two counters of votes

      3. declare that the meeting is legal and those present constitute a quorum

      4. approve the agenda of the meeting

      5. present financial statements, Board of Directors’ report and auditors’ statement

      6. decide on confirming the financial statements and discharging the Board of Directors and other persons responsible from liability

      7. confirm the operating plan, budget, and the amount of the membership fee for the next calendar year

      8. elect the chairman of the Board of Directors every third year and annually the other members to replace those who resign in accordance with section 6, and confirm the remuneration payable to the chairman and members of the Board of Directors

      9. elect one or two auditors and deputy auditors

      10. decide on the number of members of the Board of Directors (2–5) for the next year

      11. discuss any other issues mentioned in the notice of the meeting

      If a member of the Association wishes to have an issue discussed in the annual meeting of the Association, he/she shall inform the Board of Directors thereof in writing early enough so that the issue can be included in the notice of the meeting.

      12 § Amendment of the rules and dissolution of the Association
      A decision on amendment of the rules and dissolution of the Association shall be made in a meeting of the Association by a majority of at least three-quarters (3/4) of the votes given. The amendment of the rules or dissolution of the Association shall be mentioned in the notice of the meeting.

      If the Association is dissolved, the funds of the Association shall be used for promoting the purpose of the Association in a way determined by the meeting that decides on the dissolution. If the Association is discontinued, its funds shall be used for the same purpose.

    • If you are a member of both the YTK Unemployment Fund and YTK Worklife, your membership in the work life services will automatically end when you end your fund membership.

      If you wish to only terminate your on a membership in YTK Worklife, your Unemployment Fund membership will continue as normal, but you will no longer be able to take advantage of the benefits offered by YTK Worklife.

      The following benefits are included in your 24 € membership fee in YTK Worklife:

      • Lakikaveri legal service for employment problems: The Lakikaveri legal service included in the service requires that you have been a combined member at least 6 months.
      • Professional liability and legal expenses insurance (6 months' membership as a combined member required)
      • Leisure time accident insurance
      • Job Search Support and Professional Development Services, ranging from the comprehensive Online Training Library to personal job search coaching
      • Benefits for well-being and leisure, as well as discounts from a wide range of services

      If you wish to only terminate your membership at YTK Worklife, but keep your Unemployment Fund membership, file a resignation notice via the OMA+ Service by sending a message regarding the resignation notice in the Messages section. Login here to the OMA+ Service

      If you want to end your entire YTK membership, please fill out your notice of resignation here.

    Contact information

    OMA+ e-service

    E-service for members of YTK Worklife:

     In the service, you can view your membership fee details and membership certificate, send a message to the customer service and update your contact details.
    ​​​​​​​You can also find instructions for using your membership benefits, links and codes as well as webinar recordings.

    Legal Buddy for employment problems

    If your question concerns an employment matter:

    Check out Legal Buddy's comprehensive employment database or contact a lawyer via OMA+.


    If you are a member of YTK Worklife, please send us a message via the OMA+ service.

    ​​​​​​​Through the messaging service, you can easily and securely take care of issues related to your membership, membership benefits and invoicing. If necessary, you can also terminate your YTK Worklife membership.

    If you are not yet a member, you can send your message via email at [email protected].


    YTK Worklife answers questions regarding membership and membership benefits. 

    YTK Worklife 02 760 7630 

    The telephone service is open Mon - Fri 9 a.m. - 11 a.m.

    ​​​​​​​Note! If your matter concerns your fund membership and unemployment benefits, you can get help from the YTK Unemployment Fund's Customer Service! 

    Street address

    ​​YTK Worklife
    Teollisuuskatu 4
    ​​​​​​​32200 LOIMAA

    Linkki kyselyyn