One step closer to working life
Join the YTK Association as a student member! You will get for free all the membership benefits of the Association which will be useful to you already while working alongside studies.
Student membership and the unemployment fund
As a student member you will not be automatically a member of the unemployment fund. If you start a summer job or work alongside studies, you can join as a combined member of YTK. You will then be also insured in case of unemployment. You cannot join the unemployment fund, however, until you are in an employment relationship.
Membership in an unemployment fund is worthwhile if you work from time to time at least 18 hours a week. Work done alongside studies, such as e.g. a summer job, accumulates the condition regarding employment, and consequently your right to receive earnings-related daily allowance which is higher than the basic daily allowance paid by Kela. If you fulfil the condition regarding employment during your studies, you may be entitled to receive earnings-related daily allowance as soon as you graduate, if you do not find a job straight after your studies.
Only by being a member of an unemployment fund you can receive a benefit higher than the basic daily allowance in case of unemployment. Make an example calculation on how much you would receive daily allowance if you became unemployed.
What does student membership mean?
Anybody who is studying in Finland and is at least 16 years old. If you are a student, you can join the YTK Association without being a member of the unemployment fund. Then you will get all membership benefits of the YTK Association ranging from insurances to discounts offered by partners.
The student membership is free.
No. A student member is not insured in case of unemployment. If you work alongside studies or work in a summer job, it is worthwhile to join as a combined member of YTK, which means that you are also a member of general unemployment fund YTK. You can join the unemployment fund when you are in an employment relationship, and it pays off if you work from time to time at least 18 hours a week.
When you finish your studies, you can continue as a student member up to the end of the present year. If you find a job straight after finishing your studies, remember to join the unemployment fund. Then your student membership will be upgraded to a combined membership and you will be insured in case of unemployment and can use all the benefits of the Association.
If you are not yet a combined member of YTK, and thus not a member of the unemployment fund, you should join as a combined member as soon as your employment relationship commences. That way you will start to accumulate the condition regarding employment required for earnings-related daily allowance.