YTK Association has insured its members with group insurances.
​​​​​​​The insurer is OP-vakuutus.

Vocational general liability insurance

As a combined member of YTK you have a general liability insurance in case of liability for damages that occur in your job or office.

Legal expenses insurance until 31 December 2017

As a combined member of YTK you have a legal expenses insurance in case of unlawful termination of employment. The damages that have occurred by 31 December 2017 at the latest shall be compensated by LähiTapiola’s insurance.

Legal expenses insurance from 1 January 2018 on

As a combined member of YTK you have a legal expenses insurance in case of civil or criminal cases related to your employment relationship in the private or public sector.

Leisure time accident insurance until 31 December 2017

The combined membership of YTK includes a leisure time accident insurance which is valid everywhere in the world. The old insurance terms shall be applied to injuries that have occurred by 31 December 2017 at the latest.

Leisure time accident insurance from 1 January 2018 on

The combined membership of YTK includes a leisure time accident insurance which is valid everywhere in the world. The new insurance terms cover treatment costs of accidents up to 8,000 euros.

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